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Protect Your Future. Live with Confidence.

Living Benefits provide financial security when you need it most. Access a portion of your life insurance benefits in times of critical, chronic, or terminal illness—so you can focus on what truly matters.

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Do You Have The Kind Of Life Insurance That Pays If You Live?
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Or  The Kind That Pays If you Die Only?
About
Financial Concerns For Life’s What If’s

01

Living too long
(run out of money)

02

Get sick along the way

03

Or die too soon

Do you know of anyone who has suffered a heart attack, cancer or stroke and lived?

What Is A Living Benefit?

In insurance terms, Living Benefits are Accelerated Benefits Riders (ABR,s). which provide the option of receiving a partial or full accelerated life insurance benefit if the insured experiences a qualifying medical condition.  To an individual or family facing trials of critical, chronic, or terminal illness, a living benefit can mean freedom to make choices, provide for the family, and peace of mind.

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Services
Life Insurance You Do Not Have To Die To Use!
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Death Benefit

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Critical Illness

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Chronic Illness 

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Terminal Illness

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Money for Medical Bills/Deductibles/Co-Pays

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Replace Income

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Why Choose Us

Our Team has over 90 years of experience and we are partnered with some of the top professionals in the financial service industry.  We want to empower you to take control of your finances and teach your family our system. We can help you create a legacy for you, your family and future generations.

Get in Touch

Have questions or need assistance? Fill out the form below, and we’ll get back to you as soon as possible.

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Lorraine Smith

Life Insurance Specialist

(860) 775-5571

© Copyright 2025. All Rights Reserved

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